Benefits of the PPPFA for small business owners
Small Business Dave O'Brien Small Business Dave O'Brien

Benefits of the PPPFA for small business owners

Are you a small business owner who was able to benefit from the Paycheck Protection Program to help you through these COVID-19 times? ? If so, then there is more good news for you. On June 5, 2020, H.R. 7010, also known as the Paycheck Protection Program Flexibility Act of 2020 (“PPPFA”), was signed into law. The PPPFA makes significant amendments to the Paycheck Protection Program (“PPP”) that favor borrowers.

Read on to find out more about the new benefits you may be eligible for, and, just as importantly, the updated timelines allowed.

Read More
5 Tips for Moving During COVID-19
Home Selling Dave O'Brien Home Selling Dave O'Brien

5 Tips for Moving During COVID-19

By taking extra safety precautions and minimizing social contact, you can still move safely.

Amid travel bans, widespread stay-at-home orders and social-distancing mandates, millions of Americans have adapted to the changes brought about by COVID-19.

Here are some tips for making your move as safe, seamless and stress-free as possible.

Read More
  16 Pro tips on how to work from home
Working Remotely Dave O'Brien Working Remotely Dave O'Brien

16 Pro tips on how to work from home

In the past, a lot of people fantasized about working from the comfort of their own home, dodging a commute and instead, catching up on their sleep, family time or gym time. Today’s reality is that very quickly in the wake of stay-at-home orders, many Americans find themselves working from home, sometimes for the first time. Many of these people are finding that working remotely is a double-edged sword. On the positive side, you get to stay home and avoid traffic, but on the flip side, they are finding that it is more difficult to focus on actually working than expected.

Whether it’s your children, who are also at home with you, a pile of laundry that seems more appealing than your work’s to-do list, or a desire to take quick break that turns into a one hour social media check in, being productive at home takes extra effort and focus. On top of this, in a time of social distancing, the isolation can quickly become a downer for those used to getting their social fix at work.

How can you stay focused on the job and mentally healthy while working remotely? Great question! Here are 16 pro tips from work-from-home veterans.

Read More
5 Tips for Preparing your Home to Sell
Home Selling Dave O'Brien Home Selling Dave O'Brien

5 Tips for Preparing your Home to Sell

First impressions have a major impact on potential buyers. It's for this reason that a good real estate agent will walk through your home to suggest the proper repairs and upgrades to best compliment your home and sell it fast. With your agent, you will imagine what a potential buyer will see when they approach your house and walk through each room. they will know what potential buyers in your neighborhood and price range are looking at and what will help you sell your unique home and play up its features. In addition to your home- and neighborhood-specific tasks, here are some items common to every property that will help you show off your house to its fullest potential.

Read More
10 Things You Need before Applying for a Home Loan
Home Buying Dave O'Brien Home Buying Dave O'Brien

10 Things You Need before Applying for a Home Loan

If you want to ace the home loan process, it pays to be prepared. And in today’s market, you want to be an ace!

With the current goal to secure today’s spectacularly low interest rate loans before interest rates go higher, lenders get backed up quickly. That means processing times can take longer. This is on top of any rule updates and seasonal rushes. In order to speed loan applications through the system and close on time, it’s best to have your paperwork in order in advance. This is especially true for those purchasing properties who want their pre-approvals to stick. So, it is best to be prepared before you meet with your lender, or you may get sent to the back of the line. What documents will you need? Read on to find out.

Read More