“The best investment on earth is earth.”
Lenders
Has COVID-19 got you (and your stocks) down?
Put your money to work for higher, safer returns with real estate.
Whether you’re a hard money lender, or a private lender looking for a way to invest safely in this volatile market, partnering with IMN Homes is a great way to see a secure, profitable return on your capital. Join our Lender Network so we can help each other realize our financial goals, and grow our business & investment portfolios.
“Buying real estate is not only the best way, the quickest way, the safest way, but the only way to become wealthy.”
- Marshall Field
Investment Comparison
| Stock Market | Real Estate Private Lending |
|---|---|
| Completely unsecured | Secured by Deed of Trust or Mortgage Deed |
| Completely uninsured | Collateral is fully insured |
| Invest at market price | Collateralized below market value |
| Returns are unknown | Returns are fixed for agreed upon term |
| Intangible asset | Tangible, liquid asset |
Why become a private lender?
You gain a secure collateral position in tangible, marketable, & liquid real estate
Short-term use of lenders money, comes with the security of knowing that money will be coming back soon
Borrowers put their time & labor to increase the value of the lender's collateral
Unlike the renovation itself, it is easy & clean work
Borrower takes majority of the risk, does majority of the work
No dealing with tenants
Generates dependable passive income
Significant, stable returns - much higher than investing in CDs
Minimal time involvement required
You make money while you are sleeping
Want to scale up? Make more loans.
Why put your money in real estate renovations?
It is protected, secured, and insured
Protected - You will receive a promissory note, a legal instrument which identifies the specific terms for the loan and clearly defines the lender & the borrower’s responsibilities.
Secured - Your secured loan is backed by a real, tangible, valuable asset. The property is pledged as collateral for the loan - a secured debt owed to you, the creditor. You will be identified on the property’s mortgage deed as a matter of public record on this security instrument.
Insured - The property is insured and you are added as a loss payee. We use insured contractors, so all contractors working on the property are insured as well.
For your critical role, you get a high rate of return
Earn 4-5x times the rate of return for 1 year or even 5 year CDs. Rehabbers need money to purchase the materials & labor to make improvements on the property & create profit. Your contributions are a critical component in making this possible; as a result, this is reflected in how you are paid.
You get a predictable income stream - no rate fluctuation or volatility
The rates are set when the loan is originated, and depend only on the purchase price of the property and the expected renovation costs. Once set, the interest rates are locked in for the duration of the loan; there is no fluctuation or volatility based on changes in the market.
You pay no management costs, so your money stays yours
There are no management costs for the money you lend, so you are not losing 1% of off the top to investment managers. You earn on ALL your money, & all profits on your money go directly to you.
No daily headaches finding deals & managing contractors
IMN Homes does all the work, finding motivated sellers, analyzing opportunities to find profitable deals, buying the houses for significant discounts, identify the improvements needed and materials to be used, coordinating the contractors to bring this vision to life, writing checks & managing the budget for all of the above.
You don’t need to take on this headache. As a critical financial partner in the deal, though, you get to benefit from the profits generated by all of this work. Since you are a key player in making this work possible, you deserve to get a significant rate of return on the money you lend, and to benefit from the team’s work.
Are you ready to seize any opportunity?
At IMN Homes LLC we’re always busy, nothing ever sits still. We’re constantly seeking the next great opportunity. In this industry, to be successful, you need to be ready to move fast when it’s found. If time is money, then speed-to-action is success. We are looking for partners with the same mindset.
When we find a deal, we need to secure that deal with a promise to purchase, & then we need to secure the money for that purchase as quickly as possible. Some sellers need to move very quickly to avoid foreclosure, to disburse an inheritance, or to finalize a divorce - so a sense of urgency is vital to the success of the deal, as the seller is looking for a solution NOW and if we cannot provide it, they will find someone else that can.
“Never depend on a single income, make an investment to create a second source.”
- Warren Buffet
